Medical bill loans
Health costs can be unpredictable. Break a large bill into predictable monthly payments.
Why consider a loan for this?
- Many out-of-pocket costs are due upfront
- Predictable installments can be easier than a lump sum
- Funds can be used for providers who do not offer payment plans
Medical bill loans illustration photo
Common situations
- Dental work and orthodontics
- Prescriptions and therapy
- Urgent care or specialist visits
- Vision and hearing care
Smart-borrowing tips
- Ask the provider for an itemized bill and financial assistance options
- Negotiate or request an interest-free plan first
- Check whether insurance has been fully applied
- Compare the loan’s total cost against alternatives
*Illustration only using a standard amortizing formula. The APR shown is an editable example, not an offer or a promise of any rate. Your actual terms are shown in your loan offer before you accept.
Know the cost first
Use the estimator to see how amount and term change your payment. For small loans, even a few extra months can add noticeably to total cost.
Learn more about rates and fees, eligibility and borrowing responsibly.
Questions about medical bill loans
Can I use an HFD loan for medical bill costs?
Personal loan funds can generally be used for lawful personal purposes. Your loan agreement will confirm any restrictions.
How much can I borrow?
From $200 to $5,000, subject to approval. Your offer may differ from the amount you request.
What if I cannot repay on time?
Contact us before the due date. Late payments can lead to fees and affect your credit, so it is better to talk early.
Explore other ways people use HFD loans
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