HFD FinancingSmall loans, made clear
Check your offer

Start your application

Request $200 to $5,000 in a few minutes. You review your offer, including APR, fees and total repayment, before you accept anything.

No obligation to acceptCosts shown before you signMobile friendly
  1. 1Tell us what you needAmount and purpose.
  2. 2Share a few detailsContact and income.
  3. 3Verify securelyID and bank account.
  4. 4Review your offerAPR, fees and total repayment.

Your application

Answer a few questions to see your options.

Secure
  1. 1Details
  2. 2Verify
  3. 3Review offer

By submitting your application you agree that we may share your information with service providers and lending partners to process it, as described in our Privacy Policy. Submitting an application does not guarantee approval. Never share your password or PIN with anyone. See our Privacy Policy and Terms of Use.

What happens after you apply

1
Application review

We review the details you submit. Checking your offer uses a soft inquiry that does not affect your credit score.

2
Your offer

You see the amount, APR, fees, term and payment before you decide.

3
Your decision

Accept only if the terms work for you. There is no obligation to accept.

4
Funding

If you accept, funds are sent to your bank account. Often as soon as the next business day.

Important information

Loan amounts, terms, APR and fees vary by state and by applicant, and not everyone will qualify. Borrow only what you can afford to repay. Representative example: a $1,000 loan over 12 months at 29.99% APR has a monthly payment of $97.48 and a total repayment of $1,169.79. State licensing and lender disclosures are shown with your offer. Read our rates and fees and responsible lending pages.

State disclosuresLicensing and lender details shown with your offer
Encrypted applicationInformation is encrypted in transit
Costs shown upfrontAPR, fees and total repayment before you accept
For U.S. residentsAvailable in most U.S. states
Before you apply

Quick answers

How much can I borrow?

You can apply for a personal loan between $200 and $5,000. The amount you are offered depends on your income, existing obligations, state of residence and other underwriting factors, so your offer may be lower than the amount you request.

How do I apply?

Choose an amount, enter basic personal and income details, verify your identity and bank account, then review your offer. You receive funds only after you review the full terms and choose to accept.

What do I need to apply?

Have a government-issued photo ID, details of your income, your checking account information, and a mobile number and email address you can access. You will also be asked for your Social Security number or ITIN to verify your identity.

Does applying affect my credit score?

Checking your offers uses a soft credit inquiry, which does not affect your credit score. A hard inquiry is made only if you choose to accept an offer. We will always tell you before any hard inquiry is made.