Home repair loans
Small home problems become big ones fast. Cover urgent repairs with a clear repayment plan.
Why consider a loan for this?
- Repairs like leaks and heating are time-sensitive
- A fixed payment helps you plan the cost
- No need to tap long-term savings for a short-term issue
Home repair loans illustration photo
Common situations
- Plumbing and water heater repairs
- Heating and cooling fixes
- Appliance replacement
- Minor roof or window repairs
Smart-borrowing tips
- Obtain multiple quotes from licensed contractors
- Prioritize safety-critical repairs first
- Check landlord, warranty or insurance responsibility
- Keep receipts for records and potential claims
*Illustration only using a standard amortizing formula. The APR shown is an editable example, not an offer or a promise of any rate. Your actual terms are shown in your loan offer before you accept.
Know the cost first
Use the estimator to see how amount and term change your payment. For small loans, even a few extra months can add noticeably to total cost.
Learn more about rates and fees, eligibility and borrowing responsibly.
Questions about home repair loans
Can I use an HFD loan for home repair costs?
Personal loan funds can generally be used for lawful personal purposes. Your loan agreement will confirm any restrictions.
How much can I borrow?
From $200 to $5,000, subject to approval. Your offer may differ from the amount you request.
What if I cannot repay on time?
Contact us before the due date. Late payments can lead to fees and affect your credit, so it is better to talk early.
Explore other ways people use HFD loans
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