Car repair loans
Keep your commute, school run and work on schedule when an unexpected repair bill shows up.
Why consider a loan for this?
- Your car is often how you earn your income
- Delaying repairs can cause bigger, costlier damage
- Fixed payments make a large bill easier to budget
Car repair loans illustration photo
Common situations
- Brake, tire or battery replacement
- Transmission or engine repairs
- Accident-related repairs while awaiting insurance
- Annual inspection fixes
Smart-borrowing tips
- Get at least two written repair estimates
- Ask the shop if it offers a payment plan
- Check warranty or roadside coverage first
- Avoid borrowing more than the quoted repair cost
*Illustration only using a standard amortizing formula. The APR shown is an editable example, not an offer or a promise of any rate. Your actual terms are shown in your loan offer before you accept.
Know the cost first
Use the estimator to see how amount and term change your payment. For small loans, even a few extra months can add noticeably to total cost.
Learn more about rates and fees, eligibility and borrowing responsibly.
Questions about car repair loans
Can I use an HFD loan for car repair costs?
Personal loan funds can generally be used for lawful personal purposes. Your loan agreement will confirm any restrictions.
How much can I borrow?
From $200 to $5,000, subject to approval. Your offer may differ from the amount you request.
What if I cannot repay on time?
Contact us before the due date. Late payments can lead to fees and affect your credit, so it is better to talk early.
Explore other ways people use HFD loans
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