:root{
  --navy:#081a3a;--ink:#0f1b33;--muted:#58647c;--line:#e3e8f2;--bg:#f6f8fc;--white:#fff;
  --teal:#0fb9a5;--teal-d:#0a8f7f;--blue:#3a63ff;--violet:#7b5cff;--amber:#ffb23e;
  --grad:linear-gradient(135deg,#3a63ff 0%,#7b5cff 55%,#0fb9a5 120%);
  --radius:20px;--shadow:0 20px 50px -20px rgba(8,26,58,.25);--shadow-s:0 6px 18px -8px rgba(8,26,58,.18);
  --max:1180px;
}
*{box-sizing:border-box}
html{scroll-behavior:smooth}
body{margin:0;font-family:Inter,system-ui,-apple-system,"Segoe UI",Roboto,sans-serif;color:var(--ink);background:var(--white);line-height:1.65;-webkit-font-smoothing:antialiased}
img,svg{max-width:100%;height:auto;display:block}
a{color:var(--blue);text-decoration:none}
a:hover{text-decoration:underline}
h1,h2,h3,h4{font-family:"Plus Jakarta Sans",Inter,system-ui,sans-serif;line-height:1.15;margin:0 0 .5em;color:var(--navy);letter-spacing:-.02em}
h1{font-size:clamp(2.1rem,4.6vw,3.6rem);font-weight:800}
h2{font-size:clamp(1.65rem,3vw,2.4rem);font-weight:800}
h3{font-size:1.2rem;font-weight:700}
p{margin:0 0 1em}
.wrap{max-width:var(--max);margin:0 auto;padding:0 22px}
.sec{padding:84px 0}
.sec.alt{background:var(--bg)}
.sec.dark{background:var(--navy);color:#cfd8ee}
.sec.dark h2,.sec.dark h3{color:#fff}
.eyebrow{display:inline-flex;align-items:center;gap:8px;font-size:.78rem;font-weight:700;letter-spacing:.12em;text-transform:uppercase;color:var(--teal-d);background:rgba(15,185,165,.1);padding:6px 12px;border-radius:99px;margin-bottom:16px}
.lead{font-size:1.15rem;color:var(--muted);max-width:680px}
.center{text-align:center}.center .lead{margin-inline:auto}
.grid{display:grid;gap:24px}
.g2{grid-template-columns:repeat(2,1fr)}.g3{grid-template-columns:repeat(3,1fr)}.g4{grid-template-columns:repeat(4,1fr)}
@media(max-width:900px){.g3,.g4{grid-template-columns:repeat(2,1fr)}.g2{grid-template-columns:1fr}.sec{padding:60px 0}}
@media(max-width:600px){.g3,.g4{grid-template-columns:1fr}}

/* header */
.skip{position:absolute;left:-999px}.skip:focus{left:10px;top:10px;background:#fff;padding:8px 12px;z-index:99}
header.site{position:sticky;top:0;z-index:50;background:rgba(255,255,255,.88);backdrop-filter:saturate(180%) blur(14px);border-bottom:1px solid var(--line)}
.nav{display:flex;align-items:center;justify-content:space-between;height:72px}
.brand{display:flex;align-items:center;gap:10px;font-family:"Plus Jakarta Sans",sans-serif;font-weight:800;font-size:1.25rem;color:var(--navy)}
.brand:hover{text-decoration:none}
.brand small{display:block;font-size:.62rem;font-weight:600;color:var(--muted);letter-spacing:.14em;text-transform:uppercase;margin-top:-3px}
.menu{display:flex;align-items:center;gap:6px;list-style:none;margin:0;padding:0}
.menu a{color:var(--ink);font-weight:600;font-size:.93rem;padding:9px 13px;border-radius:10px;display:block}
.menu a:hover,.menu a.on{background:var(--bg);text-decoration:none;color:var(--blue)}
.burger{display:none;background:none;border:0;padding:8px;cursor:pointer}
@media(max-width:980px){
  .burger{display:block}
  .menu{position:absolute;top:72px;left:0;right:0;background:#fff;flex-direction:column;align-items:stretch;padding:14px 22px 22px;border-bottom:1px solid var(--line);display:none;box-shadow:var(--shadow)}
  .menu.open{display:flex}
}
.btn{display:inline-flex;align-items:center;justify-content:center;gap:8px;font-weight:700;font-size:1rem;padding:14px 26px;border-radius:14px;border:0;cursor:pointer;transition:.2s;font-family:inherit}
.btn:hover{text-decoration:none;transform:translateY(-2px)}
.btn-p{background:var(--grad);color:#fff;box-shadow:0 12px 28px -10px rgba(58,99,255,.65)}
.btn-o{background:#fff;color:var(--navy);border:1.5px solid var(--line)}
.btn-w{background:#fff;color:var(--navy)}
.btn-s{padding:10px 18px;font-size:.92rem;border-radius:11px}
.btns{display:flex;gap:14px;flex-wrap:wrap;margin-top:28px}

/* hero */
.hero{position:relative;overflow:hidden;padding:72px 0 96px;background:radial-gradient(1200px 500px at 85% -10%,rgba(123,92,255,.16),transparent 60%),radial-gradient(900px 500px at -10% 20%,rgba(15,185,165,.14),transparent 60%),#fff}
.hero .wrap{display:grid;grid-template-columns:1.05fr .95fr;gap:48px;align-items:center}
@media(max-width:900px){.hero .wrap{grid-template-columns:1fr}.hero{padding:48px 0 64px}}
.hero h1 span{background:var(--grad);-webkit-background-clip:text;background-clip:text;color:transparent}
.ticks{display:flex;flex-wrap:wrap;gap:10px 22px;margin-top:26px;color:var(--muted);font-size:.92rem;font-weight:600}
.ticks span{display:inline-flex;align-items:center;gap:7px}
.ticks svg{width:18px;color:var(--teal)}
.page-hero{padding:64px 0 56px;background:linear-gradient(180deg,var(--bg),#fff)}
.crumbs{font-size:.86rem;color:var(--muted);margin-bottom:18px}
.crumbs a{color:var(--muted)}

/* cards */
.card{background:#fff;border:1px solid var(--line);border-radius:var(--radius);padding:28px;box-shadow:var(--shadow-s);transition:.25s}
.card:hover{transform:translateY(-4px);box-shadow:var(--shadow)}
.card .ic{width:50px;height:50px;border-radius:14px;display:grid;place-items:center;background:rgba(58,99,255,.1);color:var(--blue);margin-bottom:18px}
.card .ic svg{width:26px}
.card.t .ic{background:rgba(15,185,165,.12);color:var(--teal-d)}
.card.v .ic{background:rgba(123,92,255,.12);color:var(--violet)}
.card.a .ic{background:rgba(255,178,62,.18);color:#c77700}
.card p{color:var(--muted);margin:0}
.card a.more{display:inline-block;margin-top:14px;font-weight:700}
.stat-row{display:grid;grid-template-columns:repeat(4,1fr);gap:0;background:#fff;border:1px solid var(--line);border-radius:var(--radius);box-shadow:var(--shadow);margin-top:-48px;position:relative;z-index:3}
.stat-row div{padding:26px 22px;text-align:center;border-right:1px solid var(--line)}
.stat-row div:last-child{border:0}
.stat-row b{display:block;font-family:"Plus Jakarta Sans",sans-serif;font-size:1.7rem;color:var(--navy)}
.stat-row span{font-size:.88rem;color:var(--muted)}
@media(max-width:700px){.stat-row{grid-template-columns:repeat(2,1fr)}.stat-row div:nth-child(2){border-right:0}.stat-row div:nth-child(-n+2){border-bottom:1px solid var(--line)}}

/* image slots */
.img-slot{position:relative;margin:0;border-radius:var(--radius);overflow:hidden;background:repeating-linear-gradient(45deg,#eef2fb,#eef2fb 12px,#e6ecf9 12px,#e6ecf9 24px);border:1.5px dashed #b9c6e6;display:grid;place-items:center;box-shadow:var(--shadow-s)}
.img-slot img{position:absolute;inset:0;width:100%;height:100%;object-fit:cover;z-index:2}
.img-slot .lbl{position:relative;z-index:1;text-align:center;padding:14px;font-size:.8rem;color:#6a7aa3;font-weight:600;line-height:1.4}
.img-slot .lbl b{display:block;font-size:.95rem;color:#3a63ff}
.img-slot .lbl svg{width:34px;margin:0 auto 8px;color:#8ea0cf}

/* steps */
.steps{counter-reset:s}
.step{position:relative;padding-top:6px}
.step .n{width:44px;height:44px;border-radius:50%;background:var(--grad);color:#fff;font-weight:800;display:grid;place-items:center;margin-bottom:16px;font-family:"Plus Jakarta Sans",Inter,system-ui,sans-serif}
.step p{color:var(--muted)}

/* calculator */
.calc{background:#fff;border:1px solid var(--line);border-radius:24px;padding:30px;box-shadow:var(--shadow)}
.calc .row{margin-bottom:22px}
.calc label{display:flex;justify-content:space-between;font-weight:700;font-size:.92rem;margin-bottom:8px;color:var(--navy)}
.calc output{color:var(--blue)}
.calc input[type=range]{width:100%;accent-color:var(--blue)}
.calc select,.calc input[type=number]{width:100%;padding:12px 14px;border:1.5px solid var(--line);border-radius:12px;font:inherit;background:#fff}
.calc .res{background:var(--navy);color:#fff;border-radius:18px;padding:22px;display:grid;grid-template-columns:1fr 1fr;gap:14px}
.calc .res div span{display:block;font-size:.78rem;color:#9fb1d9;text-transform:uppercase;letter-spacing:.08em}
.calc .res div b{font-size:1.45rem;font-family:"Plus Jakarta Sans",Inter,system-ui,sans-serif}
.calc .res .big{grid-column:1/-1}
.calc .res .big b{font-size:2.3rem;color:#5ff0dc}
.note{font-size:.82rem;color:var(--muted);margin-top:14px}

/* lists / tables / faq */
.check{list-style:none;padding:0;margin:0 0 1em}
.check li{display:block;position:relative;padding:7px 0 7px 33px;color:var(--ink)}
.check li:before{content:"";position:absolute;left:0;top:9px;width:22px;height:22px;border-radius:50%;background:var(--teal) url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' viewBox='0 0 24 24' fill='none' stroke='white' stroke-width='3.2' stroke-linecap='round' stroke-linejoin='round'%3E%3Cpath d='M6 12.5l4 4 8-9'/%3E%3C/svg%3E") center/70% no-repeat}
table.t{width:100%;border-collapse:collapse;background:#fff;border-radius:16px;overflow:hidden;box-shadow:var(--shadow-s);font-size:.95rem}
table.t th,table.t td{padding:15px 18px;text-align:left;border-bottom:1px solid var(--line)}
table.t th{background:var(--navy);color:#fff;font-weight:700}
.tw{overflow-x:auto;border-radius:16px}
details{background:#fff;border:1px solid var(--line);border-radius:16px;padding:0 22px;margin-bottom:12px;box-shadow:var(--shadow-s)}
details summary{cursor:pointer;font-weight:700;color:var(--navy);padding:20px 0;list-style:none;display:flex;justify-content:space-between;gap:14px;align-items:center}
details summary::-webkit-details-marker{display:none}
details summary:after{content:"+";font-size:1.5rem;color:var(--blue);transition:.2s}
details[open] summary:after{transform:rotate(45deg)}
details p{color:var(--muted);padding-bottom:18px;margin:0}
.callout{border-left:4px solid var(--amber);background:#fff8ea;border-radius:12px;padding:16px 20px;font-size:.93rem;color:#6a4a07;margin:24px 0}
.callout.b{border-color:var(--blue);background:#eef2ff;color:#2a3a80}
.cta{background:var(--grad);color:#fff;border-radius:32px;padding:64px 40px;text-align:center;position:relative;overflow:hidden}
.cta h2{color:#fff}.cta p{color:#e7ecff;max-width:600px;margin:0 auto 1.4em}
.cta:before,.cta:after{content:"";position:absolute;border-radius:50%;background:rgba(255,255,255,.1)}
.cta:before{width:320px;height:320px;right:-80px;top:-120px}.cta:after{width:220px;height:220px;left:-60px;bottom:-100px}
.cta>*{position:relative}

/* article */
.prose{max-width:760px;margin:0 auto}
.prose h2{font-size:1.6rem;margin-top:1.8em}
.prose h3{margin-top:1.4em}
.prose ul,.prose ol{padding-left:1.2em;color:var(--ink)}
.prose li{margin-bottom:.5em}
.meta{color:var(--muted);font-size:.9rem;margin-bottom:24px}
.post{display:flex;flex-direction:column;gap:14px}
.post .img-slot{aspect-ratio:1200/630}
.post h3 a{color:var(--navy)}
.tag{font-size:.75rem;font-weight:700;color:var(--violet);text-transform:uppercase;letter-spacing:.1em}

/* form */
.form{display:grid;gap:16px}
.form label{font-weight:700;font-size:.9rem;display:block;margin-bottom:6px;color:var(--navy)}
.form input,.form select,.form textarea{width:100%;padding:13px 15px;border:1.5px solid var(--line);border-radius:12px;font:inherit;background:#fff}
.form input:focus,.form select:focus,.form textarea:focus{outline:0;border-color:var(--blue);box-shadow:0 0 0 4px rgba(58,99,255,.14)}
.f2{display:grid;grid-template-columns:1fr 1fr;gap:16px}
@media(max-width:600px){.f2{grid-template-columns:1fr}}
.ok{display:none;background:#e8faf6;border:1px solid #9fe5d9;color:#075e53;padding:16px;border-radius:12px;font-weight:600}

/* footer */
footer.site{background:#050f24;color:#9fb0d4;padding:70px 0 30px;font-size:.93rem}
footer.site h4{color:#fff;font-size:.95rem;margin-bottom:14px}
footer.site a{color:#9fb0d4;display:block;padding:4px 0}
footer.site a:hover{color:#fff;text-decoration:none}
.fgrid{display:grid;grid-template-columns:1.6fr 1fr 1fr 1fr;gap:36px}
@media(max-width:800px){.fgrid{grid-template-columns:1fr 1fr}}
.legal{border-top:1px solid #1b2a4d;margin-top:40px;padding-top:24px;font-size:.8rem;line-height:1.7;color:#7d8fb6}
.brand.f{color:#fff}.brand.f small{color:#7d8fb6}

/* motion */
.rv{opacity:0;transform:translateY(22px);transition:.7s cubic-bezier(.2,.7,.2,1)}
.rv.in{opacity:1;transform:none}
.float{animation:fl 6s ease-in-out infinite}
@keyframes fl{50%{translate:0 -12px}}
@media(prefers-reduced-motion:reduce){.rv{opacity:1;transform:none}.float{animation:none}*{transition:none!important}}
.no-js .rv{opacity:1;transform:none}

/* use-case cards */
.card.uc{padding:0;overflow:hidden;display:flex;flex-direction:column;color:inherit;text-decoration:none}
.card.uc:hover{text-decoration:none}
.uc-art{overflow:hidden;aspect-ratio:400/220}
.uc-art svg{width:100%;height:100%;transition:transform .5s cubic-bezier(.2,.7,.2,1)}
.card.uc:hover .uc-art svg{transform:scale(1.07)}
.uc-body{padding:24px 26px 28px;display:flex;flex-direction:column;flex:1}
.uc-body h3{font-size:1.25rem}
.uc-body p{flex:1;margin-bottom:18px}
.uc-btn{align-self:flex-start;display:inline-flex;align-items:center;gap:8px;font-weight:700;font-size:.92rem;padding:10px 16px;border-radius:99px;transition:.2s}
.uc-btn svg{width:18px;transition:transform .2s}
.card.uc:hover .uc-btn svg{transform:translateX(4px)}
.uc-e .uc-btn{background:#ffe9e4;color:#d6336c}.uc-e:hover{border-color:#ffb4a0}
.uc-c .uc-btn{background:#dcf8f3;color:#0a8f7f}.uc-c:hover{border-color:#8fe3d6}
.uc-m .uc-btn{background:#efe9ff;color:#6b45e8}.uc-m:hover{border-color:#c9b6ff}
.uc-h .uc-btn{background:#fff0d6;color:#c26a00}.uc-h:hover{border-color:#ffd08a}

/* hero amount chips + APR note */
.chips{display:flex;flex-wrap:wrap;align-items:center;gap:8px;margin-top:26px}
.chips span{font-weight:700;font-size:.9rem;color:var(--navy);margin-right:4px;width:100%}
.chips a{padding:9px 18px;border-radius:99px;border:1.5px solid var(--line);background:#fff;font-weight:700;color:var(--navy);transition:.2s}
.chips a:hover{text-decoration:none;border-color:var(--blue);color:var(--blue);background:#eef2ff;transform:translateY(-2px)}
.hero-apr{margin:20px 0 0;font-size:.8rem;color:var(--muted);max-width:560px;line-height:1.55}
.hero-apr a{font-weight:700}
.chips+.btns{margin-top:18px}
/* trust strip */
.trust{display:grid;grid-template-columns:repeat(4,1fr);gap:16px}
.trust>div{display:grid;grid-template-columns:44px 1fr;column-gap:14px;align-items:center;padding:16px 18px;background:var(--bg);border:1px solid var(--line);border-radius:16px}
.trust .ti{grid-row:1/3;width:44px;height:44px;border-radius:12px;display:grid;place-items:center;background:#fff;color:var(--teal-d);box-shadow:var(--shadow-s)}
.trust .ti svg{width:22px}
.trust b{font-size:.93rem;color:var(--navy);line-height:1.2;align-self:end}
.trust small{font-size:.76rem;color:var(--muted);line-height:1.35;align-self:start;margin-top:2px}
@media(max-width:980px){.trust{grid-template-columns:repeat(2,1fr)}}
@media(max-width:560px){.trust{grid-template-columns:1fr}}
/* sticky mobile CTA */
.sticky-cta{display:none}
@media(max-width:760px){
  .sticky-cta{position:fixed;left:0;right:0;bottom:0;z-index:60;display:flex;align-items:center;justify-content:space-between;gap:12px;padding:10px 16px calc(10px + env(safe-area-inset-bottom));background:rgba(255,255,255,.96);backdrop-filter:blur(12px);border-top:1px solid var(--line);box-shadow:0 -10px 30px -12px rgba(8,26,58,.25);transform:translateY(110%);transition:transform .3s}
  .sticky-cta.show{transform:none}
  .sticky-cta b{display:block;font-size:.92rem;color:var(--navy);line-height:1.2}
  .sticky-cta span{font-size:.76rem;color:var(--muted)}
  .sticky-cta .btn{white-space:nowrap;padding:12px 20px}
  body{padding-bottom:70px}
}
.img-slot:has(img){border:0;background:none}

.brand .hfd{color:#7b5cff;font-weight:800}
.brand.f .hfd{color:#a896ff}

/* ===== inner pages v2 ===== */
[hidden]{display:none!important}
.grad{background:var(--grad);-webkit-background-clip:text;background-clip:text;color:transparent}
.ihero{position:relative;overflow:hidden;padding:56px 0 72px;background:radial-gradient(900px 420px at 92% -10%,rgba(123,92,255,.15),transparent 60%),radial-gradient(800px 420px at -8% 12%,rgba(15,185,165,.13),transparent 60%),#fff}
.ihero.v{background:radial-gradient(900px 420px at 92% -10%,rgba(255,95,168,.14),transparent 60%),radial-gradient(800px 420px at -8% 12%,rgba(123,92,255,.14),transparent 60%),#fff}
.ihero.a{background:radial-gradient(900px 420px at 92% -10%,rgba(255,122,89,.15),transparent 60%),radial-gradient(800px 420px at -8% 12%,rgba(255,178,62,.15),transparent 60%),#fff}
.ihero.t{background:radial-gradient(900px 420px at 92% -10%,rgba(58,99,255,.13),transparent 60%),radial-gradient(800px 420px at -8% 12%,rgba(15,185,165,.17),transparent 60%),#fff}
.ih-grid{display:grid;grid-template-columns:1.05fr .95fr;gap:48px;align-items:center}
.ih-art{border-radius:32px;overflow:hidden;box-shadow:var(--shadow);aspect-ratio:480/400;background:var(--bg)}
.ih-art svg{width:100%;height:100%;display:block}
.ihero h1{font-size:clamp(2rem,4.2vw,3.2rem)}
@media(max-width:900px){.ih-grid{grid-template-columns:1fr;gap:34px}.ihero{padding:40px 0 52px}.ih-art{max-width:560px}}
.page-hero{background:radial-gradient(800px 300px at 90% -20%,rgba(123,92,255,.14),transparent 60%),radial-gradient(700px 300px at -10% 0%,rgba(15,185,165,.13),transparent 60%),linear-gradient(180deg,var(--bg),#fff)}
/* spec strip */
.specs{display:grid;grid-template-columns:repeat(6,1fr);gap:1px;background:var(--line);border:1px solid var(--line);border-radius:var(--radius);overflow:hidden;box-shadow:var(--shadow)}
.specs>div{background:#fff;padding:22px 14px;text-align:center}
.specs b{display:block;font-family:"Plus Jakarta Sans",sans-serif;font-size:1.08rem;color:var(--navy);line-height:1.25}
.specs span{font-size:.8rem;color:var(--muted)}
@media(max-width:980px){.specs{grid-template-columns:repeat(3,1fr)}}
@media(max-width:560px){.specs{grid-template-columns:repeat(2,1fr)}}
/* size cards */
.card.size{position:relative;overflow:hidden}
.card.size .size-n{font-family:"Plus Jakarta Sans",sans-serif;font-weight:800;font-size:1.7rem;color:var(--navy);margin:10px 0 14px}
.card.size .ic{position:absolute;right:22px;top:22px;margin:0}
.tag{display:inline-block}
/* timeline */
.tl{position:relative;display:grid;gap:26px;max-width:900px;margin:44px auto 0}
.tl:before{content:"";position:absolute;left:28px;top:20px;bottom:20px;width:4px;border-radius:4px;background:linear-gradient(var(--blue),var(--violet),var(--teal))}
.tl-item{position:relative;padding-left:90px}
.tl-n{position:absolute;left:0;top:6px;width:60px;height:60px;border-radius:50%;background:var(--grad);color:#fff;display:grid;place-items:center;border:4px solid #fff;box-shadow:0 10px 24px -8px rgba(58,99,255,.6)}
.tl-n svg{width:26px}
.tl-meta{display:flex;flex-wrap:wrap;gap:8px;margin-top:16px}
.chip{font-size:.78rem;font-weight:700;padding:5px 12px;border-radius:99px;background:var(--bg);color:var(--muted);border:1px solid var(--line)}
.tl-item .card{padding:24px 26px}
@media(max-width:560px){.tl-item{padding-left:70px}.tl-n{width:50px;height:50px}.tl:before{left:23px}}
/* rate card */
.ratecard{background:#fff;border:1px solid var(--line);border-radius:var(--radius);overflow:hidden;box-shadow:var(--shadow)}
.rc-row{display:grid;grid-template-columns:44px 170px 1fr;align-items:center;gap:14px;padding:17px 22px;border-bottom:1px solid var(--line)}
.rc-row:last-child{border:0}
.rc-row b{color:var(--navy);font-size:.95rem}
.rc-row span:last-child{color:var(--muted);font-size:.93rem}
.rc-i{width:40px;height:40px;border-radius:12px;display:grid;place-items:center;background:rgba(58,99,255,.1);color:var(--blue)}
.rc-i svg{width:22px}
.rc-row.hl{background:linear-gradient(90deg,rgba(123,92,255,.08),rgba(15,185,165,.06))}
.rc-row.hl .rc-i{background:var(--grad);color:#fff}
@media(max-width:560px){.rc-row{grid-template-columns:44px 1fr}.rc-row span:last-child{grid-column:1/-1}}
/* split bar */
.splitwrap{max-width:860px;margin:36px auto 0}
.splitbar{display:flex;height:54px;border-radius:99px;overflow:hidden;box-shadow:var(--shadow-s)}
.splitbar span{display:grid;place-items:center;color:#fff;font-weight:800;font-size:.85rem;min-width:0;overflow:hidden;white-space:nowrap}
.sp1{background:linear-gradient(90deg,#3a63ff,#7b5cff)}.sp2{background:#ffb23e;color:#4a3000!important}.sp3{background:var(--teal)}
/* big calculator */
.calc.calc-big{max-width:900px;margin:0 auto;display:grid;grid-template-columns:1fr 1fr;gap:32px;align-items:start}
.calc.calc-big .note{grid-column:1/-1;margin:0}
@media(max-width:800px){.calc.calc-big{grid-template-columns:1fr}}
.tchart{display:grid;gap:12px;background:#fff;border:1px solid var(--line);border-radius:var(--radius);padding:24px;box-shadow:var(--shadow)}
.tb{display:grid;grid-template-columns:56px 1fr;gap:6px 14px;align-items:center;padding:8px 10px;border-radius:12px}
.tb.sel{background:#eef2ff;outline:2px solid var(--blue)}
.tb-l{font-weight:800;color:var(--navy);font-size:.9rem}
.tb-bar{height:12px;border-radius:99px;background:var(--line);overflow:hidden}
.tb-bar i{display:block;height:100%;border-radius:99px;background:var(--grad);transition:width .4s}
.tb-v{grid-column:2;font-size:.82rem;color:var(--muted)}
.tb-v b{color:var(--navy)}
.sched{max-height:420px;overflow:auto;border:1px solid var(--line);background:#fff}
.sched table.t{box-shadow:none;border-radius:0}
.sched thead th{position:sticky;top:0}
.sched td{font-variant-numeric:tabular-nums;padding:11px 18px}
/* faq */
.searchbox{position:relative;max-width:640px;margin:0 auto}
.searchbox svg{position:absolute;left:18px;top:50%;width:22px;transform:translateY(-50%);color:var(--muted)}
.searchbox input{width:100%;padding:17px 20px 17px 52px;border:1.5px solid var(--line);border-radius:16px;font:inherit;background:#fff;box-shadow:var(--shadow-s)}
.searchbox input:focus{outline:0;border-color:var(--blue);box-shadow:0 0 0 4px rgba(58,99,255,.14)}
.tabs{display:flex;flex-wrap:wrap;gap:8px;justify-content:center;margin:26px 0 34px}
.tabs button{font:inherit;font-weight:700;font-size:.9rem;padding:9px 18px;border-radius:99px;border:1.5px solid var(--line);background:#fff;color:var(--navy);cursor:pointer;transition:.2s}
.tabs button:hover{border-color:var(--blue);color:var(--blue)}
.tabs button.on{background:var(--navy);border-color:var(--navy);color:#fff}
.fg-title{margin:28px 0 14px;font-size:1.05rem;color:var(--violet);text-transform:uppercase;letter-spacing:.1em}
/* blog */
.feat{display:grid;grid-template-columns:1.1fr 1fr;gap:44px;align-items:center}
.feat-img{display:block}.feat-img .img-slot{aspect-ratio:1200/630}
.feat h2{margin:10px 0 14px}
@media(max-width:860px){.feat{grid-template-columns:1fr;gap:24px}}
.glossary{display:grid;grid-template-columns:repeat(2,1fr);gap:16px;margin:0}
.gl{background:#fff;border:1px solid var(--line);border-radius:16px;padding:20px 22px;box-shadow:var(--shadow-s)}
.gl dt{font-family:"Plus Jakarta Sans",sans-serif;font-weight:800;color:var(--navy);margin-bottom:4px}
.gl dd{margin:0;color:var(--muted);font-size:.95rem}
@media(max-width:700px){.glossary{grid-template-columns:1fr}}
/* apply */
.ap-steps{display:grid;gap:16px;margin-top:16px}
.ap-step{display:flex;gap:14px;align-items:center}
.ap-step>span{flex:0 0 38px;height:38px;border-radius:50%;background:var(--grad);color:#fff;font-weight:800;display:grid;place-items:center}
.ap-step b{display:block;color:var(--navy);line-height:1.2}
.ap-step small{color:var(--muted)}

.calc.calc-big .row{grid-column:1}
.calc.calc-big .res{grid-column:2;grid-row:1/4;align-self:stretch;align-content:start}
@media(max-width:800px){.calc.calc-big .res{grid-column:1;grid-row:auto}}

.art-photo{position:relative;width:100%;height:100%}
.art-photo img{position:absolute;inset:0;width:100%;height:100%;object-fit:cover}

.ih-art .img-slot{width:100%;height:100%;border-radius:0;box-shadow:none}

.formcard{min-width:0;padding:30px}
#_lg_form_{min-height:380px}
#_lg_form_:empty{display:grid;place-items:center;border:1.5px dashed var(--line);border-radius:16px;background:var(--bg)}
#_lg_form_:empty:before{content:"Loading secure application\2026";color:var(--muted);font-weight:600}
.apply-grid>*{min-width:0}

/* apply page v3 */
.ap-top{padding:72px 0 28px;background:radial-gradient(900px 340px at 50% -10%,#e7ecff 0%,rgba(255,255,255,0) 70%),linear-gradient(#f6f8ff,#fff)}
.ap-top h1{font-size:clamp(2rem,4.5vw,3.1rem);line-height:1.1;margin:12px 0 0}
.ap-chips{display:flex;flex-wrap:wrap;gap:10px;justify-content:center;margin-top:22px}
.ap-chips span{background:#fff;border:1px solid #e1e6f5;border-radius:99px;padding:8px 16px;font-size:.88rem;font-weight:600;color:#33405f;box-shadow:0 2px 8px rgba(30,50,120,.06)}
.ap-chips span:before{content:"\2713";color:#16a34a;margin-right:8px;font-weight:800}
.ap-main{padding:16px 0 56px}
.ap-stepbar{display:grid;grid-template-columns:repeat(4,1fr);gap:14px;max-width:980px;margin:0 auto 30px}
.ap-s{display:flex;gap:12px;align-items:center;background:#fff;border:1px solid #e4e8f5;border-radius:16px;padding:14px 16px;box-shadow:0 4px 14px rgba(30,50,120,.05)}
.ap-s span{flex:none;width:34px;height:34px;border-radius:50%;display:grid;place-items:center;color:#fff;font-weight:800;background:linear-gradient(135deg,#6a4cff,#2f7bff)}
.ap-s b{display:block;font-size:.95rem;color:#0b1b3d}.ap-s small{color:#667090;font-size:.8rem}
.ap-frame{max-width:820px;margin:0 auto;padding:3px;border-radius:30px;background:linear-gradient(135deg,#6a4cff,#2f7bff 50%,#18c5a4);box-shadow:0 30px 70px -20px rgba(70,70,200,.45),0 0 0 8px rgba(106,76,255,.07);position:relative}
.ap-inner{background:#fff;border-radius:27px;padding:34px 36px 30px;min-width:0}
.ap-head{display:flex;align-items:center;gap:14px;padding-bottom:18px;margin-bottom:22px;border-bottom:1px dashed #d9def0}
.ap-lock{width:44px;height:44px;border-radius:14px;display:grid;place-items:center;background:linear-gradient(135deg,#eef0ff,#e3f0ff);color:#4b46e5}
.ap-lock svg{width:22px;height:22px}
.ap-head b{display:block;font-size:1.1rem;color:#0b1b3d}.ap-head small{color:#667090}
@media(max-width:860px){.ap-stepbar{grid-template-columns:1fr 1fr}.ap-inner{padding:24px 18px}.ap-top{padding-top:48px}}

/* apply v4 dark immersive */
.ap2{position:relative;overflow:hidden;background:#071230;color:#fff;padding:84px 0 90px}
.ap2-bg{position:absolute;inset:0;pointer-events:none}
.ap2-bg .o1,.ap2-bg .o2,.ap2-bg .o3{position:absolute;border-radius:50%;filter:blur(90px);opacity:.55}
.ap2-bg .o1{width:520px;height:520px;background:#6a4cff;left:-140px;top:-120px}
.ap2-bg .o2{width:480px;height:480px;background:#1d8bff;right:-120px;top:120px}
.ap2-bg .o3{width:420px;height:420px;background:#12c9a0;left:30%;bottom:-220px;opacity:.35}
.ap2-bg .grid{position:absolute;inset:0;background-image:radial-gradient(rgba(255,255,255,.14) 1px,transparent 1.2px);background-size:26px 26px;-webkit-mask-image:linear-gradient(#000,transparent 85%);mask-image:linear-gradient(#000,transparent 85%)}
.ap2-bg .fl{position:absolute;filter:drop-shadow(0 18px 30px rgba(0,0,0,.35));animation:apfl 7s ease-in-out infinite}
.ap2-bg .f1{width:96px;left:7%;top:150px}.ap2-bg .f2{width:92px;right:8%;top:230px;animation-delay:-2s}.ap2-bg .f3{width:96px;left:4%;bottom:230px;animation-delay:-4s;opacity:.8}
@keyframes apfl{50%{transform:translateY(-14px) rotate(3deg)}}
.ap2-in{position:relative;text-align:center;max-width:900px}
.ap2-pill{display:inline-block;padding:7px 16px;border-radius:99px;font-size:.78rem;font-weight:800;letter-spacing:.14em;text-transform:uppercase;background:rgba(255,255,255,.1);border:1px solid rgba(255,255,255,.22);color:#9fe9d6}
.ap2 h1{color:#fff;font-size:clamp(2.2rem,5vw,3.6rem);line-height:1.08;margin:18px 0 0}
.ap2 h1 span{background:linear-gradient(90deg,#a99bff,#5cc8ff 55%,#4be3be);-webkit-background-clip:text;background-clip:text;color:transparent}
.ap2-lead{color:#b9c4e6;font-size:1.1rem;max-width:620px;margin:16px auto 0}
.ap2-chips{display:flex;flex-wrap:wrap;gap:10px;justify-content:center;margin-top:24px}
.ap2-chips span{padding:8px 16px;border-radius:99px;background:rgba(255,255,255,.08);border:1px solid rgba(255,255,255,.16);backdrop-filter:blur(8px);font-size:.88rem;font-weight:600;color:#e6ebff}
.ap2-chips span:before{content:"\2713";color:#4be3be;margin-right:8px;font-weight:800}
.ap2-steps{list-style:none;margin:44px auto 38px;padding:0;display:grid;grid-template-columns:repeat(4,1fr);gap:10px;position:relative;max-width:820px}
.ap2-steps:before{content:"";position:absolute;left:12.5%;right:12.5%;top:21px;height:2px;background:linear-gradient(90deg,#7c5cff,#2f9bff,#18c5a4);opacity:.7}
.ap2-steps li{position:relative;display:flex;flex-direction:column;align-items:center;gap:4px}
.ap2-steps i{font-style:normal;width:44px;height:44px;border-radius:50%;display:grid;place-items:center;font-weight:800;background:#0b1c4a;border:2px solid #7c8cff;box-shadow:0 0 0 6px rgba(124,140,255,.15),0 0 24px rgba(106,76,255,.6)}
.ap2-steps b{font-size:.95rem;margin-top:8px;color:#fff}.ap2-steps small{color:#97a5d4;font-size:.8rem}
.ap2-frame{max-width:800px;margin:0 auto;padding:3px;border-radius:30px;background:linear-gradient(135deg,#8b6bff,#34a0ff,#22d3a6,#8b6bff);background-size:300% 300%;animation:apbd 8s linear infinite;box-shadow:0 0 0 10px rgba(255,255,255,.05),0 40px 90px -20px rgba(0,0,0,.6),0 0 80px rgba(106,76,255,.35);text-align:left}
@keyframes apbd{50%{background-position:100% 100%}}
.ap2-card{background:#fff;border-radius:27px;overflow:hidden;color:#0b1b3d}
.ap2-bar{display:flex;align-items:center;gap:14px;padding:13px 20px;background:#f2f4fb;border-bottom:1px solid #e3e7f4}
.ap2-bar .dots{display:flex;gap:6px}.ap2-bar .dots i{width:10px;height:10px;border-radius:50%;background:#ff6b6b}.ap2-bar .dots i:nth-child(2){background:#ffc145}.ap2-bar .dots i:nth-child(3){background:#34d399}
.ap2-bar .url{flex:1;display:flex;align-items:center;justify-content:center;gap:7px;background:#fff;border:1px solid #e1e5f3;border-radius:99px;padding:6px 14px;font-size:.8rem;color:#55618a;max-width:420px;margin:0 auto}
.ap2-bar .url svg{width:14px;height:14px;color:#16a34a}
.ap2-body{padding:30px 34px 28px;min-width:0}
.ap2-foot{margin-top:28px;color:#aab6dc;font-size:.92rem}.ap2-foot a{color:#9fe9d6;text-decoration:underline}
@media(max-width:860px){.ap2{padding:56px 0 64px}.ap2-bg .fl{display:none}.ap2-steps{grid-template-columns:1fr 1fr;row-gap:22px}.ap2-steps:before{display:none}.ap2-body{padding:22px 16px}.ap2-bar .dots{display:none}}
@media(prefers-reduced-motion:reduce){.ap2-bg .fl,.ap2-frame{animation:none}}

/* apply v5 trust layout */
.ap3-top{background:linear-gradient(180deg,#f3f6ff,#fff);border-bottom:1px solid #e6eaf5;padding:26px 0 34px}
.ap3-top .crumbs{font-size:.85rem;color:#667090;margin-bottom:14px}.ap3-top .crumbs span{margin:0 6px;opacity:.5}.ap3-top .crumbs a{color:#4457d8}
.ap3-tt{display:flex;justify-content:space-between;align-items:flex-end;gap:30px;flex-wrap:wrap}
.ap3-tt h1{font-size:clamp(1.9rem,3.6vw,2.6rem);margin:0;color:#0b1b3d}.ap3-tt p{color:#55618a;margin:10px 0 0;max-width:620px;font-size:1.05rem}
.ap3-badges{display:flex;gap:10px;flex-wrap:wrap}
.ap3-badges span{display:inline-flex;align-items:center;gap:8px;background:#fff;border:1px solid #dfe5f6;border-radius:10px;padding:9px 14px;font-size:.86rem;font-weight:600;color:#26335e}
.ap3-badges svg{width:16px;height:16px;color:#16a34a}
.ap3{padding:36px 0 70px;background:#f7f9fd}
.ap3-grid{display:grid;grid-template-columns:minmax(0,1fr) 360px;gap:28px;align-items:start}
.ap3-main{display:grid;gap:24px;min-width:0}
.ap3-form,.ap3-card{background:#fff;border:1px solid #e1e6f4;border-radius:18px;box-shadow:0 10px 30px -14px rgba(30,50,120,.18)}
.ap3-form{overflow:hidden;border-top:4px solid #5b5bf0}
.ap3-fh{display:flex;justify-content:space-between;align-items:center;gap:16px;padding:24px 30px 6px}
.ap3-fh h2{font-size:1.45rem;margin:0;color:#0b1b3d}.ap3-fh p{margin:4px 0 0;color:#667090;font-size:.95rem}
.ap3-sec{display:inline-flex;align-items:center;gap:6px;background:#e9f9f1;color:#117a47;border-radius:99px;padding:6px 12px;font-size:.8rem;font-weight:700}.ap3-sec svg{width:14px;height:14px}
.ap3-prog{list-style:none;display:flex;gap:8px;margin:16px 30px 0;padding:0}
.ap3-prog li{flex:1;display:flex;align-items:center;gap:8px;padding:10px 12px;border-radius:10px;background:#f2f4fa;color:#7a85a8;font-size:.85rem;font-weight:600}
.ap3-prog i{font-style:normal;width:22px;height:22px;border-radius:50%;display:grid;place-items:center;background:#dfe4f3;font-size:.75rem}
.ap3-prog li.on{background:#eef0ff;color:#3b3fd0}.ap3-prog li.on i{background:#5b5bf0;color:#fff}
.ap3-fb{padding:22px 30px 6px;min-width:0}
.ap3-note{padding:0 30px 26px;margin:14px 0 0}
.ap3-card{padding:24px 26px}.ap3-card h2{font-size:1.25rem;margin:0 0 16px;color:#0b1b3d}.ap3-card h3{font-size:1.05rem;margin:0 0 14px;color:#0b1b3d}
.ap3-st{display:flex;gap:14px;padding:12px 0;border-top:1px solid #edf0f8}.ap3-st:first-child{border-top:0;padding-top:0}
.ap3-st i{font-style:normal;flex:none;width:32px;height:32px;border-radius:50%;display:grid;place-items:center;background:#eef0ff;color:#4046d8;font-weight:800;font-size:.9rem}
.ap3-st b{color:#0b1b3d}.ap3-st p{margin:3px 0 0;color:#5d6a90;font-size:.93rem}
.ap3-disc{background:#fff8ea;border:1px solid #f6e0b0;border-radius:14px;padding:18px 22px;font-size:.88rem;color:#5b4a1d}.ap3-disc p{margin:6px 0 0;line-height:1.6}.ap3-disc a{color:#3b4bd0}
.ap3-side{display:grid;gap:18px;position:sticky;top:92px}
.ap3-dl{margin:0}.ap3-dl div{display:flex;justify-content:space-between;gap:14px;padding:10px 0;border-top:1px solid #edf0f8;font-size:.92rem}.ap3-dl div:first-child{border-top:0;padding-top:0}
.ap3-dl dt{color:#667090}.ap3-dl dd{margin:0;font-weight:700;color:#0b1b3d;text-align:right}
.ap3-link{display:inline-block;margin-top:12px;font-weight:700;color:#4046d8}
.ap3-need{list-style:none;margin:0;padding:0;display:grid;gap:14px}.ap3-need li{display:flex;gap:12px}
.ap3-need .ti{flex:none;width:38px;height:38px;border-radius:11px;display:grid;place-items:center;background:#eef0ff;color:#4046d8}.ap3-need .ti svg{width:19px;height:19px}
.ap3-need b{display:block;font-size:.93rem;color:#0b1b3d}.ap3-need small{color:#667090;font-size:.82rem;line-height:1.45;display:block}
.ap3-help p{margin:0 0 12px;color:#5d6a90;font-size:.93rem}.ap3-help a{display:flex;align-items:center;gap:10px;padding:9px 0;border-top:1px solid #edf0f8;font-weight:600;font-size:.92rem;color:#3b4bd0;word-break:break-all}.ap3-help svg{width:17px;height:17px;flex:none}
@media(max-width:960px){.ap3-grid{grid-template-columns:1fr}.ap3-side{position:static}.ap3-fh,.ap3-fb,.ap3-note{padding-left:18px;padding-right:18px}.ap3-prog{margin:14px 18px 0}.ap3-prog li{font-size:.75rem;padding:8px}}
.ap3-link{white-space:nowrap;display:inline-flex;align-items:center;gap:6px}.ap3-link svg{width:16px}.ap3-dl dt{white-space:nowrap}

/* apply v5 color */
.ap3-top{position:relative;overflow:hidden;background:linear-gradient(120deg,#eef0ff 0%,#e6f3ff 45%,#e3faf3 100%);border-bottom:0}
.ap3-top:before{content:"";position:absolute;width:420px;height:420px;border-radius:50%;right:-80px;top:-200px;background:radial-gradient(circle,#b9a8ff 0%,rgba(185,168,255,0) 70%);opacity:.7}
.ap3-top:after{content:"";position:absolute;width:360px;height:360px;border-radius:50%;right:22%;bottom:-240px;background:radial-gradient(circle,#7fe3c6 0%,rgba(127,227,198,0) 70%);opacity:.6}
.ap3-top .wrap{position:relative;z-index:1}
.ap3-tt h1{background:linear-gradient(90deg,#1a1f6b,#4b46e5 60%,#0e9f8e);-webkit-background-clip:text;background-clip:text;color:transparent}
.ap3-badges span:nth-child(1){background:#e8f9ef;border-color:#bfe8cf;color:#146c3f}.ap3-badges span:nth-child(1) svg{color:#16a34a}
.ap3-badges span:nth-child(2){background:#eef0ff;border-color:#cfd4ff;color:#3a3fc4}.ap3-badges span:nth-child(2) svg{color:#5b5bf0}
.ap3-badges span:nth-child(3){background:#fff3e2;border-color:#f7d9a8;color:#9a5a05}.ap3-badges span:nth-child(3) svg{color:#f59e0b}
.ap3{background:linear-gradient(180deg,#f3f5ff,#f7fbfb)}
.ap3-form{border-top:0;position:relative}
.ap3-form:before{content:"";display:block;height:6px;background:linear-gradient(90deg,#7c5cff,#2f9bff,#18c5a4,#ffb23f)}
.ap3-fh{background:linear-gradient(180deg,#f6f5ff,#fff)}
.ap3-prog li.on{background:linear-gradient(90deg,#6a4cff,#2f7bff);color:#fff}.ap3-prog li.on i{background:#fff;color:#4b46e5}
.ap3-card{position:relative;overflow:hidden}
.ap3-main .ap3-card:before,.ap3-side .ap3-card:before{content:"";position:absolute;left:0;top:0;bottom:0;width:5px;background:linear-gradient(#7c5cff,#2f9bff)}
.ap3-side .ap3-card:nth-child(2):before{background:linear-gradient(#18c5a4,#2f9bff)}
.ap3-side .ap3-card:nth-child(3):before{background:linear-gradient(#ffb23f,#ff6b8a)}
.ap3-st:nth-child(1) i{background:linear-gradient(135deg,#7c5cff,#5b8bff);color:#fff}
.ap3-st:nth-child(2) i{background:linear-gradient(135deg,#2f9bff,#18c5d4);color:#fff}
.ap3-st:nth-child(3) i{background:linear-gradient(135deg,#18c5a4,#4ade80);color:#fff}
.ap3-st:nth-child(4) i{background:linear-gradient(135deg,#ffb23f,#ff7a59);color:#fff}
.ap3-need li:nth-child(1) .ti{background:#eceaff;color:#6a4cff}
.ap3-need li:nth-child(2) .ti{background:#e1f8ee;color:#12a06e}
.ap3-need li:nth-child(3) .ti{background:#e1f0ff;color:#2f7bff}
.ap3-need li:nth-child(4) .ti{background:#fff0dc;color:#f08a00}
.ap3-dl dd:first-of-type{color:#4b46e5}
.ap3-dl div:first-child dd{font-size:1.1rem;background:linear-gradient(90deg,#6a4cff,#18a58e);-webkit-background-clip:text;background-clip:text;color:transparent}
.ap3-link{background:linear-gradient(90deg,#6a4cff,#2f7bff);color:#fff;padding:10px 18px;border-radius:99px;box-shadow:0 8px 18px -8px rgba(80,70,230,.6)}
.ap3-help{background:linear-gradient(160deg,#fff,#fff6ee)}
.ap3-help a:nth-of-type(1) svg{color:#6a4cff}.ap3-help a:nth-of-type(2) svg{color:#f08a00}.ap3-help a:nth-of-type(3) svg{color:#12a06e}
.ap3-disc{background:linear-gradient(135deg,#fff8ea,#fff0f3);border-color:#f5d6c6}

/* apply v6: dark hero + light content */
.ap2h{padding:76px 0 130px}
.ap2h .ap2-steps{margin:40px auto 0}
.ap3{padding-top:0;background:linear-gradient(180deg,#f3f5ff,#f7fbfb)}
.ap3-grid{margin-top:-74px;position:relative;z-index:2}
.ap3-form,.ap3-card{box-shadow:0 24px 50px -22px rgba(20,30,100,.35)}

/* hero2: photo hero */
.hero2{position:relative;overflow:hidden;padding:0;background:#f4f7fb;min-height:min(78vh,760px);display:flex}
.hero2 .hero-bg{position:absolute;inset:0;width:100%;height:100%;object-fit:cover;object-position:right center;z-index:0}
.hero-fade{position:absolute;inset:0;z-index:1;background:linear-gradient(90deg,rgba(255,255,255,.96) 0%,rgba(255,255,255,.88) 32%,rgba(255,255,255,.35) 55%,rgba(255,255,255,0) 72%)}
.hero2 .hero2-in{position:relative;z-index:2;display:flex;flex-direction:column;justify-content:space-between;gap:36px;padding-top:64px;padding-bottom:40px;grid-template-columns:none}
.hero2-text{max-width:640px}
.hero2 h1{font-size:clamp(2.2rem,4.8vw,3.9rem);margin-bottom:.35em}
.hero2 .lead{max-width:560px;color:#4a5878}
.hero2 .stat-row.glass{margin-top:0;background:rgba(255,255,255,.72);backdrop-filter:blur(14px) saturate(160%);-webkit-backdrop-filter:blur(14px) saturate(160%);border-color:rgba(255,255,255,.8);max-width:1000px;width:100%}
.hero2 .hero-apr{max-width:520px}
@media(max-width:900px){
 .hero2{min-height:0}
 .hero2 .hero-bg{object-position:78% center}
 .hero-fade{background:linear-gradient(180deg,rgba(255,255,255,.93) 0%,rgba(255,255,255,.85) 55%,rgba(255,255,255,.6) 100%)}
 .hero2 .hero2-in{padding-top:40px;padding-bottom:28px}
}
.hero2 .hero2-in{width:100%;margin:0 auto}.hero2 .stat-row.glass{max-width:1000px}
.hero2 .hero2-in{align-items:flex-start}.hero2 .stat-row.glass{margin-left:0}

/* ===== soft lavender theme ===== */
:root{--bg:#f1edff;--line:#e2dbf7;--lav:#f7f4ff;--lav2:#ebe5ff;--shadow-s:0 6px 18px -8px rgba(80,55,170,.18);--shadow:0 20px 50px -20px rgba(70,45,160,.28)}
body{background:var(--lav)}
.sec{background:transparent}
.sec.alt{background:linear-gradient(180deg,#efeaff,#f4f0ff)}
header.site{background:rgba(247,244,255,.9)}
.menu a:hover,.menu a.on{background:#ebe5ff;color:#5b3fe0}
.hero2{background:#f1edff}
.hero-fade{background:linear-gradient(90deg,rgba(245,241,255,.97) 0%,rgba(245,241,255,.88) 32%,rgba(245,241,255,.35) 55%,rgba(245,241,255,0) 72%)}
.hero{background:radial-gradient(1200px 500px at 85% -10%,rgba(123,92,255,.2),transparent 60%),radial-gradient(900px 500px at -10% 20%,rgba(15,185,165,.1),transparent 60%),var(--lav)}
.ihero{background:radial-gradient(900px 420px at 92% -10%,rgba(123,92,255,.2),transparent 60%),radial-gradient(800px 420px at -8% 12%,rgba(15,185,165,.1),transparent 60%),var(--lav)}
.page-hero{background:linear-gradient(180deg,#ebe5ff,var(--lav))}
.card,.gl,details,.ratecard,.tchart,.calc,.stat-row{border-color:var(--line)}
.trust>div{background:#efe9ff;border-color:#ddd3fa}
.chips a,.btn-o{border-color:#d9cff7}
.stat-row.glass{background:rgba(248,245,255,.75)!important}
.ap3-top{background:linear-gradient(120deg,#ece6ff 0%,#e6ecff 50%,#e5f6f4 100%)}
.ap3{background:linear-gradient(180deg,#f1edff,#f7f4ff)}
footer.site{background:#1b1240}
.legal{border-color:#33276b}
.cta{background:linear-gradient(135deg,#5b3fe0,#7b5cff 55%,#8f7bff)}

/* v3 inner pages */
#rl-c{grid-template-columns:repeat(5,1fr)}
@media(max-width:1100px){#rl-c{grid-template-columns:repeat(3,1fr)!important}}
@media(max-width:700px){#rl-c{grid-template-columns:1fr!important}}
.specs[style*="repeat(4"]{grid-template-columns:repeat(4,1fr)!important}
@media(max-width:700px){.specs[style*="repeat(4"]{grid-template-columns:repeat(2,1fr)!important}}
.formcard.card:hover{transform:none}

/* fix: nav Apply button must stay gradient on hover */
.menu a.btn:hover,.menu a.btn.on{background:var(--grad);color:#fff!important;text-decoration:none}
.menu a.btn:hover{box-shadow:0 14px 30px -10px rgba(91,63,224,.7)}

/* hardening: buttons never turn white on hover / press / focus / tap */
a,button{-webkit-tap-highlight-color:transparent}
.btn-p,.btn-p:hover,.btn-p:focus,.btn-p:active,.menu a.btn-p,.menu a.btn-p:hover,.menu a.btn-p:focus,.menu a.btn-p:active{background:var(--grad)!important;color:#fff!important;text-decoration:none}
.btn-p:hover{filter:brightness(1.06) saturate(1.05);box-shadow:0 14px 30px -10px rgba(91,63,224,.7)}
.btn-p:active{transform:translateY(0);filter:brightness(.97)}
.btn-p:focus-visible{outline:3px solid rgba(123,92,255,.5);outline-offset:3px}
.btn-w:hover{background:#fff;color:var(--navy)}